Connecting sellers to real buyers and faster closings with experience that works.

Terms & Conditions

Last Updated: March 2026

Acceptance of Terms

By accessing or using this website, you agree to be bound by these Terms & Conditions. If you do not agree, please do not use this site.

Services Provided

This website provides general real estate information, educational content, and tools to help users explore real estate options. No information on this site constitutes legal, financial, or tax advice.

No Guarantee or Representation

All information is provided “as is” without warranties of any kind. Real estate outcomes vary based on market conditions and individual circumstances.

User Responsibilities

You agree to provide accurate information when submitting forms and to use this site for lawful purposes only.

Third-Party Services

If you request property evaluations or sale options, your information may be shared with:

  • eXp Realty of Northern California, Inc.

  • Service providers supporting brokerage operations

  • Real estate service providers or potential buyers, only when you request such services

Information is shared solely for the purpose of evaluating requested real estate options and is not sold or transferred for independent marketing purposes.

Intellectual Property

All content on this website is owned by Val Schwab or used with permission and may not be reproduced without written consent.

Limitation of Liability

We are not liable for any damages arising from the use of this website or reliance on its content.

Governing Law

These Terms & Conditions are governed by the laws of the State of California.

SMS Messaging Terms

By providing your mobile phone number and opting in through this website, you consent to receive SMS text messages from Val Schwab REALTOR® related to your inquiry.

SMS messages may include:

  • Appointment confirmations and reminders

  • Responses to inquiries

  • Service-related notifications

Message frequency may vary.
Message and data rates may apply.

You may opt out of receiving SMS messages at any time by replying STOP.
For help, reply HELP.

SMS communications are not a condition of purchasing or selling real estate.

Carriers are not liable for delayed or undelivered messages.

By using this website and opting in, you confirm that you are 18 years of age or older.

You may opt in to receive SMS messages by submitting your phone number through website forms, scheduling tools, or other written or digital consent methods where SMS consent language is clearly presented. We maintain records of opt-in consent as required by applicable regulations.

We do not sell, rent, share, or transfer your mobile phone number, SMS opt-in status, or messaging consent data to third parties or affiliates for marketing or promotional purposes. Your information may be shared only with service providers strictly for the purpose of delivering SMS communications or supporting brokerage operations related to your request.

Contact Information

If you have questions about these Terms & Conditions, please contact:

Valarie Schwab
eXp Realty of Northern California, Inc.
REALTOR® CA DRE #01470302
559-663-3334

[email protected]

Valarie Schwab

eXp Realty of Northern California, Inc.

REALTOR® CA DRE#01470302 since 2005

Broker DRE#02188495

Guidance for California homeowners navigating probate, life changes, foreclosure concerns, and long-term housing decisions.

Serving Madera County and Fresno County

eXp Realty of Northern California, Inc

915 HIGHLAND POINTE DR STE 250 Roseville, CA 95678 (Broker's Office)

Real estate information provided for educational purposes only.

No guarantees or representations are made.